How much is left to pay on my vehicle?
Check what you owe, what you would keep after selling, or the cost to finish a lease and buy the vehicle.
Enter the required amounts to see your result.
See the calculation
Sale offer$22,000
Lender payout$18,500
You keep$3,500A quick example
The lender is paid first; the rest is yours before other costs. For a lease, use a current payout quote or choose lease-end planning to add the payments left and the buyout.
A few useful details
Estimate only. Your lender confirms the final payout, including any daily interest or fees. This plans the cost of making the remaining payments and buying the vehicle at lease end. It is NOT today’s early payout. The leasing company must confirm any sale, taxes, fees and buyer restrictions.
Known payout: offer − all-in payout − extra costs. Estimated loan balance: A × [1 − (1 + i)^−n] ÷ i + F × (1 + i)^−n. A = regular payment, i = nominal annual rate/payment frequency, n = payments left, F = additional final payment. At 0%, balance = A × n + F.
Official sources
OPC · Lease contracts · Canada · Loan and lease definitions
Rules checked October 22, 2026.
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